Steve Rubel

My wife basically told me the same - her favorite stores already sold out practically every item she intended to grab once discounts start. - andrei_c

cutting back elsewhere... groceries? - Stewart Rogers

You're assuming people are buying gifts at the expense of other portions of their budget. It's easy to buy gifts with a credit card that you don't intend to pay off... - Stupid Blogger (aka Tina)

Yes, people are cutting back on Credit Card Bill Payments. Smart. - FatOracle (Kamath)

Tina, exactly. - FatOracle (Kamath)

@Stewart from what I have seen, dining out and travel. - Steve Rubel